the Delicate t Bone

09:20 8th Feb 2012

Notes: 12

Tags: money shopping

It’s a bjork morning (Debut and Post)

My tax return showed up and it’s taking all my willpower to not spend it all immediately.

Things I’ve pondered already:

kindle (the cheapy one)
jeggings
dangly earrings
boots (sadly the tall ones i wanted are sold out)
presents
LUSH products

Things I’ve done with some of the money already:

Put 20% in savings
Paid some money towards my loan to my dad
Paid the remainder of my rent

Woke up feeling melancholy today. Actually, i’m pretty sure it’s the state of my financial affairs that is making me feel sad. Despite my lack of money, I bought a starbucks breakfast (Egg sandwich/doppio = $5.50). What the fuck me? Also my nails have been naked for two whole days and I just can’t even deal with how unpretty that makes me feel.

I just really want to be in bed today. But since I can’t - how about you put something rad in my ask-hole or something?

10:55 25th Jan 2012

Notes: 3

Tags: art money

Hey ya’ll - help me out?

I have a few pieces left over from my last art show that I need to sell. Discounts for friends of course. If you’re interested, message me and I will give you a discount code for the etsy one or just give you the paypal details and we can do a private sale.

“Counting Stars” details are here -(this one is really big and looks super awesome in real life). Friends don’t pay any shipping and if you really want to negotiate price, I am willing.

“Thurston for Moore” is around 17” and is just a personal sale - $40 (you can see how it looks on my wall in the last image

Both are mounted on 1/8” PVC and are ready to hang (they float about 1/2 from the wall on square dowels)

09:52 19th Jan 2012

Notes: 6

Tags: money finances taxes

taxing

While it’s nice to be getting a tax return, I’m not getting nearly as much as I thought i might be. So now to pull way back on some ideas I had.

Things i must do:

1) repay my savings account back

2) pay my dad loan money back from the past 3 months of non-payment

which leaves me with enough still to perhaps buy one or two fancy clothing items (like maybe some new boots or a bag) or a new tattoo, but sadly not enough to buy a new computer (which i really sort of desperately need) or to go on a euro-trip.

I think it’s time to prioritize some spending and saving and all that. My least favorite thing.

10:47 15th Jun 2011

Notes: 16

Tags: money finances budget

I just want to be better at life, especially better with finances. I am a total money failure-face.

Although, I did get this slightly disturbing message from my dad last night regarding my loan repayment to them. Do I need to mention again that I’m almost 32 years old?

Thank you for being such a good girl on your repayment. You credit score with Mom & Dad is on the rise.

09:58 26th May 2011

Notes: 106

Reblogged from bluebears

Tags: finances money middle class

Tumblr poll

bluebears:

So I heard on the radio this morning that half of all Americans (I’m guessing this is some sort of statistical estimate because, you know, I wasn’t asked) wouldn’t be able to come up with 2,000.00 in 30 days.

I could but I’m fortunate enough to be able to have savings. But I was thinking about back when I was a student etc…or when I was working between undergrad and law school when I really didn’t save much. I think I’d be able to sell stuff off (clothes, tech stuff, jewelry) and get to 1,000.00 for sure. I had a credit card back then so I could take a cash advance. I don’t know I think I’d be able to scrape it.

What about you?

No. Sort of.

My only credit card has a $300 limit. I have less than $100 in savings. I no longer have a 401K.

I could probably do a payday loan, but those are crazy shady.

But I’m working on it. Saving a little here a little there. It freaks me out that i am over 30 and this is my life. I mean, I’m grateful to have a house and a great education (the majority of what would be my “savings” money goes to my huge student loan payment), but I am 1 small disaster away from total poverty.

However, I am also really good about working shit out. I guess if it meant not paying the rent or begging friends or returning to turning a trick or two - I would.

10:21 10th May 2011

Notes: 5

Tags: money woe is me depressing shit

once again, money

I feel very troubled about money lately. it’s my own fault for being a complete shopaholic. If you can believe it, I have actually gotten better about spending, but it’s been no easy task.

I’ll put it behind a cut i suppose….feel free to read on.

13:42 21st Jan 2011

Reblogged from tvandtoast

Tags: booze alcohol money recipes

image: Download

tvandtoast:

Serves One

1/4 cup Fresh Squeezed Meyers Lemon Juice

1/2 cup Fresh Squeezed Blood Orange Juice

1 teaspoon Honey

1 Shot of Makers Mark Bourbon

1 Cinnamon Stick

Hot Water

I’m so cold, yeah, you that hot tottie
(Swear I’d never fall in love, swear I’d never fall in love)

food52

I accidentally spent all my food money for the weekend on bottles of booze yesterday - so I might as well make some delicious drinks this weekend. This one looks very promising.

13:08 6th Jan 2011

Notes: 26

Reblogged from ultraprison-

Tags: budget finances money personal

My Brain Is Trying To Kill Me.: Trying to create a budget fucking sucks

ultraprison-:

redlightpolitics:

Well, this is why the current capitalist model works so well. If the vast majority of us lives paycheck to paycheck, our very livelihood depends on the job. No rebellion, no walking away from abuses, no career changes for most people, etc. And there are an awful lot of…

I was wondering about a tangential issue: at what point are you considered NOT living paycheck-to-paycheck? Like, is there a set amount you have in your bank account ($500? $2000? $10,000?) after you pay bills and rent? Or is it less tangible than that?

I’m currently reading The Millionaire Next Door, and Joe and I were talking about money stuff during our 14-hour drive, so I’ve been thinking a lot about this. He just started contributing to his 401k, and when I accomplish my New Year’s Resolution to Get A Big-Girl job, I’m going to start one too.

I’ve been thinking about this a lot recently. Last year I had to cash out my 401K from my last job because I didn’t have enough money saved to survive being unemployed for 3 months.

I currently have almost no money in my savings account at the moment and I have no money in any retirement accounts. I’m 31 years old. This is troubling to me.

So I made a pact with myself last night that I would put $200 in my savings account every paycheck. This will probably mean that i need to eat out a bit less and not buy clothes all the time. But it still gives me enough money to live on each week (including going out/dates). If I actually do that and don’t spend it for 5 years - that means $24,000. That would gain some serious interest in some savings accounts, which would be really sweet. We’ll see. I’ve never been very good at saving. I really like THINGS and I like to TRAVEL. and I certainly don’t want to stop shopping or traveling, but I’ve got to work this shit out. And I’ve certainly got to get at least $1K in my savings account to feel like i’m not going to lose my shit instantly if things go badly.

And I swear to god that i’m going to figure out how to manage my student loans. tremblebot gave me some great information last month, and because of the holidays, I just left that alone. It’s time to get that shit under control. Because seriously dudes - almost $450 in student loan payments a month is totally shitty.

(Source: nanner)

16:28 16th Jul 2010

Tags: money finances scrimpin

egads, i’m trying to prep myself financially for the bullshit that is going to be the next two months - between paying rent at two places and moving, I’m going to have to learn to eat some serious low-cost groceries. yipes. might be time to trim down on any extras i have. and remember to make lunches for myself. it’s going to be lean until september. i wish i could just get rid of my car. i never drive it, but i might as well wait until after the move, because i feel like it might come in handy.